New research carried out by the Foreign Office reveals that almost a third (31 percent) of people in the UK don't take out travel insurance for their ski holidays. The Foreign Office is warning skiers that they risk huge medical bills by not taking out cover.

The FCO says, "If you are injured whilst skiing or snowboarding, you could face a bill for thousands of pounds if you're not properly insured. A helicopter ambulance and medical repatriation could cost you many times the price of your holiday. You should always get comprehensive travel insurance and check exactly what is covered in the small print. For example, you may need extra cover if you want to ski off-piste."

Breaking your leg in the Italian Alps could cost you more than £4000 and a spinal injury in France around £6400. If you're injured in a more remote location, like Argentina, costs can be as much as £23,000. Go to the FCO Web site to see more examples of insurance claims by British skiers who have broken bones in the world's skiing hotspots.

For more money-saving tips on how to find cheap travel insurance, see our article: "Ski Insurance Needn't Cost An Arm And A Leg"

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